Complete Guide
The 30-Day Disaster
Rebuild Roadmap
From the moment you're displaced to the day you move into your new home — every step, deadline, and decision, explained clearly.
Emergency Actions
Document all damage with photos and video
File your homeowner's insurance claim
Register with FEMA at DisasterAssistance.gov
Secure temporary housing using ALE coverage
Post 'No Trespassing' signs on your lot
Get a copy of your full insurance policy
Insurance & FEMA
Meet with your insurance adjuster — bring documentation
Request itemized breakdown of their settlement offer
File SBA disaster loan application (even if unsure)
Research public adjusters if settlement seems low
Contact your mortgage company about disaster forbearance
Begin collecting contractor references
Planning Your Rebuild
Interview rebuild contractors — get 3+ bids
Verify all contractor licenses and insurance
Consult with StackHaus for fixed-price rebuild estimate
Review your lot's permit requirements with the city
Choose your home design and materials
Understand your permit timeline (usually 3–9 months)
Contracts & Permits
Sign rebuild contract with fixed-price guarantee
Submit permit application with architectural drawings
Finalize financing (construction loan or insurance funds)
Establish payment schedule tied to milestones
Set up project communication and update schedule
Get soil/geotechnical report if required
Active Construction
Foundation and framing phase (months 3–6)
Mechanical, electrical, plumbing rough-in (month 6–8)
Insulation, drywall, exterior finish (month 8–10)
Interior finish and fixtures (month 10–12)
Final inspections and punch list
Certificate of Occupancy — move-in day!
FEMA & Insurance FAQ
The questions every disaster survivor asks — answered honestly.
Ready to Start Your Rebuild?
Talk to a StackHaus rebuild expert. Free consultation, no obligation.